Senin, 24 Mei 2010

[G549.Ebook] Download PDF The Healing of America: A Global Quest for Better, Cheaper, and Fairer Health Care, by T. R. Reid

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The Healing of America: A Global Quest for Better, Cheaper, and Fairer Health Care, by T. R. Reid

A New York�Times Bestseller
With an Explanation of the 2010 Health�Reform�Bill

Bringing to bear his talent for explaining complex issues in a clear, engaging way, New York Times bestselling author T. R. Reid visits industrialized democracies around the world--France, Britain, Germany, Japan, and beyond--to provide a revelatory tour of successful, affordable universal health care systems. Now updated with new statistics and a plain-English explanation of the 2010 health care reform bill, The Healing of America is required reading for all those hoping to understand the state of health care in our country, and around the world.

  • Sales Rank: #10323 in Books
  • Published on: 2010-08-31
  • Released on: 2010-08-31
  • Ingredients: Example Ingredients
  • Original language: English
  • Number of items: 1
  • Dimensions: 8.40" h x .60" w x 5.40" l, .56 pounds
  • Binding: Paperback
  • 304 pages
Features
  • Health care
  • T.R. Reid
  • America
  • Medical
  • Cheaper

From Publishers Weekly
Washington Post correspondent Reid (The United States of Europe) explores health-care systems around the world in an effort to understand why the U.S. remains the only first world nation to refuse its citizens universal health care. Neither financial prudence nor concern for the commonweal explains the American position, according to Reid, whose findings divulge that the U.S. not only spends more money on health care than any other nation but also leaves 45 million residents uninsured, allowing about 22,000 to die from easily treatable diseases. Seeking treatment for the flareup of an old shoulder injury, he visits doctors in the U.S., France, Germany, Japan and England—with a stint in an Ayurvedic clinic in India—in a quest for treatment that dovetails with his search for a cure for America's health-care crisis, a narrative device that sometimes feels contrived, but allows him valuable firsthand experience. For all the scope of his research and his ability to mint neat rebuttals to the common American misconception that universal health care is socialized medicine, Reid neglects to address the elephant in the room: just how are we to sell these changes to the mighty providers and insurers? (Sept.)
Copyright � Reed Business Information, a division of Reed Elsevier Inc. All rights reserved.

Review
"Important and powerful... a rich tour of health care around the world."�--Nicholas Kristof, The New York Times

"You don't necessarily realize it while you're reading, but you're talking Comparative Health Economics 101. With a really fun professor." --Daily Kos

"Not many writers of any ilk... can match T.R.�Reid's ability to bring a light, witty touch to really serious topics--like health policy around the globe." --New America Foundation

About the Author
T. R. REID is a longtime correspondent for The Washington Post and former chief of its Tokyo and London bureaus as well as a commentator for National Public Radio. His books include The United States of Europe, The Chip, and Confucius Lives Next Door.

Most helpful customer reviews

320 of 340 people found the following review helpful.
BEST WRITTEN MOST INFORMATIVE
By cebepe
I bought this book after reading Jacob Weisberg's review in Newsweek. It is the best thing on the subject for the following reasons: 1. It is well written even funny in places. 2. It is very informative. 3. It presents comparative data both as to health outcomes and also ways of paying for health care 4. It is non-partisan, even though by the end one wonders why we Americans are paying so much for health outcomes that are actually worse than any comparable country. 5. It is revealing as to the complexity of the US; for example, I didn't know that as many as 80 million Americans are already covered by systems nearly identical to the British or Canadian, i.e. medicaid, medicare, military, veterans and Department of Indian Affairs - who would have thought that? But 45 million others are not covered at all. Everyone else is covered, more or less, by insurance and so are the Germans, French and Japanese etc. But what a difference in the insurance systems! In the other countries you get insurance just like here EXCEPT THAT 1. you cannot be denied 2. you cannot be cancelled 3. everyone is covered and 4. your premiums are regulated by government which of course is what the entire debate is about. Because here the insurance industry is for profit and the premiums reflect that fact, the amazing fact that US health is the USA's largest industry by far, larger that the State of California, four times larger that the military, in fact US health would be the world's 8th largest country. No wonder the debate is so fierce. This excellent books set it all out readably and comprehensively.

148 of 164 people found the following review helpful.
Important voice in the health care debate
By P. J. Owen
In `The Healing of America' TR Reid gives a tutorial on the basic types of health care systems in place around the world, and then tries to give an evenhanded analysis of what works in these systems and what doesn't. What gives the book its teeth though is his first-hand experience of health care systems in six different countries. In his quest, Reid brings a bum shoulder to these countries to find, as he puts it, `two cures': one for himself and one for the US health care system.

There's no question something needs to be done to fix the US health care system. The idea that the richest and most technologically-advanced country would let people die because they can't get the care they need or go bankrupt because they get sick is absurd. That is why the current debate about health care reform is needed. The problem though is that's it's hard to know what we're looking at when filtered through politicians and the majority of the media coverage. They focus on the extremes, especially those opposed to reform who mischaracterize the systems in other countries as `socialized medicine'. In this context, Reid provides a useful voice to the debate- whether you agree with his prescriptions or not. He de-stigmatizes the systems of other countries and explains why we're not as far removed from them as we think.

He shows us how other countries' systems are different, but also alike. Some `socialist' countries have private insurance and private doctors. In fact, Reid demonstrates how some countries actually have more choice than the US. In Germany for example, one can choose from hundreds of different insurance plans and go to any doctor, whereas US citizens are generally limited to one employer's plan and only `in-network' doctors. Some countries, like Britain, have government-run hospitals but private GPs. Some are single-payer, but most have multiple payers. Some plans are funded by private insurance, some by a government-run insurance fund, and others by general taxation. What is striking about these different variants though is that while some Americans rip these other systems, we here in America have forms of each of them. Medicare is run like Canada's system. Veterans are put through a system like Britain's. Americans with employee-sponsored plans are in a similar system as people in Germany. The difference is that those other countries provide health care more economically and more effectively than we do in America.

Why? The answer lies in what they have in common. They all have a single, unified system, which allows administrative efficiencies. Ours is fragmented and riddled with administrative costs and perverse economic incentives. Their programs are all non-profit, so there's no need for insurance to cut coverage to maintain the bottom line as ours do. And they all provide universal coverage, which provides the economic incentive for preventative medicine. As Reid points out, the first question we need to ask ourselves is, do we think people should die due to lack of coverage? Or should people go bankrupt because they get sick? These are moral questions, and the US is the only rich developed nation that has so far said yes to them.

Reid does gloss over some things though. He pays little attention to costs, seeing it as a problem solved once the profit motive is gone, universal coverage is agreed upon, and government price controls are in place. Besides showing a complete lack of economic understanding, this also skirts the fact that costs in other countries are also increasing. He does point this out but only says that their costs are so much lower than America's they can afford to let them rise. (For a more intelligent and nuanced analysis of the problem of cost in the US health care system and a unique idea for reform, see the article by David Goldhill in the September issue of `The Atlantic'.) He also polarizes the debate (like it needs more polarization) by getting into the `health care as a civil right' question. He was better-off sticking with his stronger, moral point because it's not at all inconsistent to think health care is NOT a civil right, but still have the moral conviction that everyone should have coverage. By putting these in black and white terms, he sounds like the European Socialist Liberal he had managed to avoid sounding like up to that point.

Still, assuming he hasn't misrepresented anything in this book or provided inaccurate facts, this is important stuff. The health care debate is vitally important and I think every American should be armed with as much information as possible. That said, many articles by Reid and about this book have been published that will give you the basic facts outlined here. For most people, those articles should be enough. Only shell out for the book if you're interested in a deep dive on the subject.

142 of 159 people found the following review helpful.
Our Congress Needs to Read This
By P. T. Benghauser
I can't vouch for the accuracy of all of Reid's accounts, but as an American expat who lived in Germany and the UK for a total of 28 years, I can confirm that his descriptions of the health care systems in those two countries are both accurate and fair.

The timing of this book is uncanny. Everyone who cares one whit about health care in the US should read it... and LISTEN to what it has to tell us.

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Minggu, 23 Mei 2010

[C719.Ebook] PDF Download The Global Theme Park Industry, by S Anton Clavé

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The Global Theme Park Industry, by S Anton Clavé

Since the 1980s, the theme park industry has developed into a global phenomenon, with everything from large, worldwide theme parks to countless smaller ventures. From the first pleasure gardens to the global theme park companies, this book provides an understanding of the nature and function of theme parks as spaces of entertainment. Illustrated throughout by worldwide case studies, empirical data and practical examples, the book portrays the impacts of theme parks as global competitive actors, agents of global development and cultural symbols, particularly in the context of their role in the developing experience economy. In conclusion, this book is a practical guide to the planning and development of theme parks.

  • Sales Rank: #1347275 in Books
  • Published on: 2007-04-16
  • Original language: Spanish
  • Number of items: 1
  • Dimensions: 6.70" h x 1.00" w x 9.50" l, 2.34 pounds
  • Binding: Paperback
  • 480 pages

About the Author
S. A. Clave, Universitat Rovira I Virgili, Barcelona.

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1 of 1 people found the following review helpful.
Brilliant
By JuanJo
If you're really interested in theme park history, this is The Book. It's a true scientific approach to the theme parks phenomenon. Do not expect nice glittering pictures with awkward sentences inside; it's not a coffee table book, but a truly useful, well documented and referenced text. A certain Must, undoubtedly.

0 of 7 people found the following review helpful.
Just as expected
By JTSpill
I used this as a reference for a paper on theme parks. It got the job done

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Kamis, 20 Mei 2010

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  • Sales Rank: #8170359 in Books
  • Binding: Hardcover

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Kamis, 13 Mei 2010

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As the title describes, this short book is for those who are just starting out on their journey of self-discovery. A Beginner’s Guide to the Chakras takes you through each of the seven major chakras in turn, describing their individual qualities and their importance in your life. To aid you in the learning process, there are set exercises for you to follow and self-awareness questions to answer. You will find guided meditations to support you on your journey. There are also chapters on dealing with pain, along with working with the chakras using crystal healing and aromatherapy.

  • Sales Rank: #11733 in Books
  • Published on: 2013-11-08
  • Original language: English
  • Number of items: 1
  • Dimensions: 8.00" h x .17" w x 5.00" l, .18 pounds
  • Binding: Paperback
  • 74 pages

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I'm becoming more aware of my energy field and how to take care of my psychic self, so to speak. This is exactly as described: a brief, fundamental introduction to balancing your chakras. It is 69 pages long and touches base on all 7 chakras and their function. Each chapter has a description of how you will feel balanced and how you will feel when imbalanced; balancing exercises for each individual chakra; questions to ask yourself what factors connect with chakra function/malfunction; and a brief list of physical and emotional symptoms connected to each. Also short guides at the end for crystal healing and aromatherapy.

I was recently assessed for free at a holistic expo and told I have a Solar Plexus blockage. I felt that I could trust the woman who told me, and I cross-referenced physical & emotional symptoms. The description fit my issues to a T. I got this book and was recently able to take a moment and do a crystal exercise; I felt much better for the rest of the day. A Beginner's Guide to the Chakras is a fantastic starter book for those who are new to awareness of energy, even those skeptics. It's informative and to the point, without confusing spiritual lingo. I'm learning quite a bit and I highly recommend it.

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Excellent beginner's guide purchase
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This is an excellent Beginner's guide to the Chakra's, easy to understand and gives a description of each chakra and the health affects of each one if blocked. I'm new to learning about the chakra's and I've found it extremely helpful. It's a small but very helpful starter book. Very happy with purchase, received very quickly, would order again thank you :) x

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Rabu, 12 Mei 2010

[O861.Ebook] PDF Ebook Laois History and Society: Interdisciplinary Essays on the History of an Irish County (The Irish County History & Society Series)From Ge

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Laois History and Society: Interdisciplinary Essays on the History of an Irish County (The Irish County History & Society Series)From Ge

  • Sales Rank: #1886772 in Books
  • Published on: 2000-02
  • Original language: English
  • Binding: Hardcover
  • 748 pages

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[M347.Ebook] PDF Ebook Hemostasis and Thrombosis in Obstetrics and Gynecology, by Michael Paidas, Charles J. Lockwood, Nazli Hossain, Tahir S. Shamsi, Marc Rodge

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Hemostasis and Thrombosis in Obstetrics and Gynecology, by Michael Paidas, Charles J. Lockwood, Nazli Hossain, Tahir S. Shamsi, Marc Rodge

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Reproductive hemostasis: A global approach to a global challenge

A hemostatic change in women through their reproductive lifetime is emerging as an issue of global importance. No wonder, as obstetric hemorrhage remains a major cause of maternal mortality in both developed and developing countries. Thrombophilias and pulmonary embolisms are a threat to maternal and fetal well-being.

Hemostasis and Thrombosis in Obstetrics & Gynecology provides a framework for assessing and managing hemostatic disorders in women. Written by an international team, it provides globally applicable guidelines for obstetric hematology. The practical approach to clinical management includes:

  • Hematologic changes in pregnancy
  • Red cell disorders
  • Platelet disorders
  • Inherited and acquired thrombophilia
  • Inherited bleeding disorders
  • Postpartum hemorrhage

Blood and bleeding disorders in women can be managed by obstetrician-gynecologists or hematologists, separately or together. Hemostasis and Thrombosis in Obstetrics & Gynecology provides specialists from both disciplines with the information necessary to manage their patients effectively.

  • Sales Rank: #5261978 in Books
  • Published on: 2010-12-01
  • Original language: English
  • Number of items: 1
  • Dimensions: 10.00" h x .70" w x 7.00" l, 1.45 pounds
  • Binding: Hardcover
  • 232 pages

Review
"This comprehensive book attempts to serve as single source on hematologic issues in pregnancy. Chapters are clear and concise and many present worthwhile management strategies." (Doody's, 2 September 2011)

From the Back Cover
Reproductive hemostasis: A global approach to a global challenge

A hemostatic change in women through their reproductive lifetime is emerging as an issue of global importance. No wonder, as obstetric hemorrhage remains a major cause of maternal mortality in both developed and developing countries. Thrombophilias and pulmonary embolisms are a threat to maternal and fetal well-being.

Hemostasis and Thrombosis in Obstetrics & Gynecology provides a framework for assessing and managing hemostatic disorders in women. Written by an international team, it provides globally applicable guidelines for obstetric hematology. The practical approach to clinical management includes:

  • Hematologic changes in pregnancy
  • Red cell disorders
  • Platelet disorders
  • Inherited and acquired thrombophilia
  • Inherited bleeding disorders
  • Postpartum hemorrhage

Blood and bleeding disorders in women can be managed by obstetrician-gynecologists or hematologists, separately or together. Hemostasis and Thrombosis in Obstetrics & Gynecology provides specialists from both disciplines with the information necessary to manage their patients effectively.

Titles of Related Interest

Protocols for High-Risk Pregnancies, 5e
Edited by: Queenan, Hobbins & Spong; ISBN 978-1-4051-9650-5

Critical Care Obstetrics, 5e
Edited by: Belfort et al.; ISBN�978-1-4051-5273-0

Practical Hemostasis and Thrombosis, 2e
Edited by: Key et al.; ISBN 978-1-4051-8460-1

Inherited Bleeding Disorders in Women
Edited by: Lee, Kadir and Kouides; ISBN 978-1-4051-6915-8

About the Author
Michael Paidas, MD,�Yale School of Medicine, New Haven, CT, USA��

Nazli Hossain, MBBS, FCPS, Dow University of Health Sciences, Karachi, Pakistan

Tahir Shamsi, MBBS, FRCP, National Institute of Blood Disorders, Karachi, Pakistan

Marc Rodger, MD, Ottawa Hospital Research Institute, Ottawa, Canada

Jens Langhoff-Roos, MD, Rigshospitalet, University of Copenhagen, Denmark.

Charles Lockwood, MD, Yale School of Medicine, New Haven, CT, USA

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Hemostasis and Thrombosis in Obstetrics and Gynecology, by Michael Paidas, Charles J. Lockwood, Nazli Hossain, Tahir S. Shamsi, Marc Rodge PDF
Hemostasis and Thrombosis in Obstetrics and Gynecology, by Michael Paidas, Charles J. Lockwood, Nazli Hossain, Tahir S. Shamsi, Marc Rodge PDF

Selasa, 11 Mei 2010

[S171.Ebook] Ebook Foundation Analysis and Design, by Joseph E. Bowles

Ebook Foundation Analysis and Design, by Joseph E. Bowles

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Foundation Analysis and Design, by Joseph E. Bowles

The revision of this best-selling text for a junior/senior course in Foundation Analysis and Design now includes an IBM computer disk containing 16 compiled programs together with the data sets used to produce the output sheets, as well as new material on sloping ground, pile and pile group analysis, and procedures for an improved anlysis of lateral piles. Bearing capacity analysis has been substantially revised for footings with horizontal as well as vertical loads. Footing design for overturning now incorporates the use of the same uniform linear pressure concept used in ascertaining the bearing capacity. Increased emphasis is placed on geotextiles for retaining walls and soil nailing.

  • Sales Rank: #865353 in Books
  • Published on: 1995-09-01
  • Original language: English
  • Number of items: 1
  • Dimensions: 9.50" h x 1.90" w x 7.40" l, 4.20 pounds
  • Binding: Hardcover
  • 1024 pages

Most helpful customer reviews

20 of 20 people found the following review helpful.
Bible for foundation engineer
By A Customer
This book has been a Design manual for many years for a practising engineer like me, who has found extensive usage of this book for all types of foundation problems. The fifth edition of the book has many additional features like many user friendly programs included in the floppy and many worked out examples which explain the step by step procedure for using the programs. In the chapter on Sheet pile wall design , the presentation of conventional 'free' and 'fixed earth'methods have been dispensed with and the author recommends the usage of FEM methods instead,due to the easy availability many of the author's FEM programs.But a comparison of the results of any sheet pile problem solved by the conventional and the FEM methods along with the author's explanation would have helped the users to understand the basic difference in approach by the two methods.Since FEM approach of the author does not consider the active earth pressure below the dredgeline( the reasons for this assumption is not clearly explained ),the method gives very much lower embedment depth as compared to the conventional approach wherein stability is checked with active earth pressure upto the bottom of the sheet pile.Hence the FEM approach needs to be used with caution. On the whole the book is a real treasure

5 of 5 people found the following review helpful.
so-so
By Blake
I regret this purchase. If you want to know how to do these calculations...do not buy this book. If you would like to blindly use a diskette to solve problems...well by all means purchase now.

14 of 15 people found the following review helpful.
Too Focused on the Analysis Software
By A Customer
I was very impressed with an earlier edition of Bowles' book as he had some very well-explained design examples (the best I had seen on design of sheet-pile walls). When I purchased this edition, I was dismayed to find that the text is very much centered around the software included with the book. In some cases the author provides sample computer output rather than illustrative design examples. This text left me regretting making the purchase, and hoping to find a used copy of one of the earlier editions.

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Minggu, 09 Mei 2010

[Q917.Ebook] Ebook Download Essential Examination, third edition: Step-by-step guides to clinical examination scenarios with practical tips and key facts for OSCEsB

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Essential Examination, third edition: Step-by-step guides to clinical examination scenarios with practical tips and key facts for OSCEsB

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Essential Examination, third edition: Step-by-step guides to clinical examination scenarios with practical tips and key facts for OSCEsB

Essential Examination has been comprehensively revised and new sections added:
•Neonatal - the 'baby check'
•Female genitalia
•Digital rectal examination
•GALS screening
•Foot and ankle
•Elbow
•Critically ill patient
•Confirming death

The new edition retains the unique format and approach of the original.
•Clear, step-by-step guides to each examination, including useful things to say to the patient (or an examiner), detailed descriptions of special tests, etc.
•In a separate column is a collection of key information: potential findings, differential diagnoses of clinical signs and practical tips.
•On the following pages there are facts relating to that particular examination and, in many sections, there are also tips on how to present your findings succinctly - a skill which is crucial to master for exam success.

If you are learning how to examine patients, or preparing for an OSCE, then you need Essential Examination!

Student thoughts on the second edition:
“This book is an absolute must for any final year.”
“I LOVE this book – it has all the key examinations with each fitting on a single double page spread.”
“Best preparation for OSCEs. Learn to do these steps within the time limits and you will pass!”
“Pretty much THE essential textbook for clinical examinations for all medical students.”

  • Sales Rank: #1865849 in Books
  • Published on: 2016-04-10
  • Original language: English
  • Dimensions: 6.77" h x .3" w x 9.61" l, .0 pounds
  • Binding: Spiral-bound
  • 155 pages

Review
"This book is buy far the best purchase I have made at medical school. Provides markschemes for all of the clinical examinations AND info that is useful when preparing for the viva style quiz at the end of long osce stations" Amazon reviewer "I love this book and use it a lot. It contains a huge amount of relevant information in an accessible format." Amazon reviewer "This is a valuable book, well formatted and brimming with hints and memory aids for what questions to ask at what time. This is about the best OSCE preparation book available." -- Doody's Book Reviews

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[N479.Ebook] Download PDF The Norton anthology of short fictionFrom Norton

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Good reading. This edition is a distillation from the complete edition.

  • Sales Rank: #375307 in Books
  • Published on: 1978
  • Format: Unabridged
  • Number of items: 1
  • Binding: Unbound
  • 716 pages

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Minggu, 02 Mei 2010

[Q816.Ebook] PDF Ebook The Dark Princes: Scifi Alien Romance (The Ravager Chronicles Book 2), by Sara Page

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The Dark Princes: Scifi Alien Romance (The Ravager Chronicles Book 2), by Sara Page

I'm alive.

I survived the wilds of that remote planet I crashed into, and I've been trying to get to know my new alien lover before I return home and introduce him to my father. Yeah, so not looking forward to that introduction but at least I'm not knocked up... yet.

Everything is going great until we intercept a transmission from my home planet. Apparently my jerk of a stepbrother has been telling everyone I'm dead, and they believe it. There's been a funeral for me and everything.

So now it's a race home to prove to everyone I'm still alive and breathing before they pass on my crown and title to the next girl in the line of succession.

And if that's not enough on my plate, another alien has decided to step forward and he's claiming I'm his, like we're fated or something. Ha! And I don't even like the guy, seriously can not even stand him.

And you'd think my current alien lover would be mad... But no, he insists on bringing the other alien guy along because he's convinced I need the extra protection.

One Ravager? I think I can handle it.

But two sexy red-eyed purple space demons? Two might prove to be too much for this princess...

The Dark Princes is the second book in the Ravager Chronicles series.

  • Sales Rank: #12478 in eBooks
  • Published on: 2016-02-01
  • Released on: 2016-02-01
  • Format: Kindle eBook

From the Author
The Ravager Chronicles Series
Book 1:�Princess SOS -�amzn.to/2bqMm3aBook 2:�The Dark Princes -�amzn.to/2bQk85vBook 3: The Other Side -�amzn.to/2bHU7FeBook 4: Coming Soon (Conclusion to Ameia's�storyline)
Website: dirtynothings.com/

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4 of 4 people found the following review helpful.
This series sizzles
By Gigi's Reads
I was gifted this book for an honest review.

The Dark Princes continues Princess Ameia's adventures with the Ravagers. Of course when she first encountered Beast she didn't know he was a Ravager. Without his Obsidian armor he's just a giant purple alien with red eyes, right? Now she's on her way home with Beast, will her father accept her relationship with Beast/Prince Drek? And what is up with Commander Striker?

I like Ameia, she is a strong personality, and has a good head on her shoulders. Beast is possessive, fearless, and thinks of Ameia's good first. Striker is a wild card, we'll just have to wait and see about him!

5 bright shiny stars!

3 of 3 people found the following review helpful.
TSTL Heroine.
By Faith
I'm not even finished with the book, and I'm already reviewing it. I didn't like book one, but I saw the other reviews, and I hoped the author had somehow been able to pull this one out of the death spiral of TSTL Heroine. Nope. I'm at the end of Chapter 10, and it's not going well. At all. I don't know if I'll be able to power through this drivel...

Two hours later... *Whew.* I finished it! That was hard. I didn't think I could do it. But I did it. Yep. Really stupid! I'm not gettin' those hours back. Noooope.

1 of 1 people found the following review helpful.
Destiny Wins Again
By Amazon Customer
First, Princess SOS needs to be read. That was a really good book. This second one...WOW, just WOW!
Some females put out a Calling, not that they realize it. Ameia is Beast's Calling. She accepted him in the first book. She is also Striker's Calling. Ameia has been brought up in a monogamous environment so she has a hard time with this. Striker's arrogance and smugness annoys her to no end. She doesn't want to be anywhere near him. But she has no choice when they take her back home. She needs him to anchor her while going through the wormholes, which she doesn't like because they have to be in physical contact. She's distressed because touching feels good, feels right and can't and shouldn't because she's committed to Beast. She's dealing with the fact that she just watched her own funeral and now this. Ameia is so edge about getting home, showing her father she's still alive and having Ravagers with her, which she knows won't go over well. Upon returning she finds out her father was severely burned in a fire that they say he started. Her father mutters that she is to marry Vrillum, her step-brother that may have caused her escape pod to crash on an uninhabited planet. The palace is empty of staff and she's told at gunpoint that she can't leave. Beast leaves to go back to his ship to bring medical personnel and equipment to help her father. Striker stays behind to protect her and uses this opportunity to get her to accept the Calling with him. Of course, plots deepen, betrayals come to light. Ameia finds her strength and learns to be honest with herself.
You learn alot about Beast and Ameia in the first book. Striker's character is defined but not as well as I would've liked. The plot and it's twists and turns are really good. Highly recommend. I hope there is a third installment. It doesn't feel like the story is complete yet.
I originally received this as an ARC in exchange for an honest review. I also read through KU to give author credit.

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Sabtu, 01 Mei 2010

[X396.Ebook] PDF Ebook Other People's Money, by John Kay

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Other People's Money, by John Kay

Other Peoples Money

  • Sales Rank: #1032932 in Books
  • Brand: imusti
  • Published on: 2016-04-21
  • Original language: English
  • Number of items: 1
  • Dimensions: 7.80" h x .87" w x 5.08" l, .68 pounds
  • Binding: Paperback
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3 of 3 people found the following review helpful.
Every financial regulator should be required to read this book
By DCD
John Kay is a senior professor at Oxford University and a columnist at the Financial Times. In the early 2010s the UK government put him at the head of a commission to study its equity markets. At the apex of a long career in finance he had access to the industry in ways that few other academics have experienced. What he then explains to us in clear detail is that the financial industry in its current form is not only of little use for the real economy, but very dangerous. Every member of government and financial regulator should have to read this book when entering office. The miracle is that someone as senior, knowledgeable and well connected as Prof. Kay actually tells us the truth about the industry that has been so important to his long career. We owe him a great debt. He is much more than a whistleblower - this book shows how the financial industry from top to bottom is structured to extract rents from the real economy. Before joining the US Supreme Court, Louis Brandeis in 1914 published a book, "Other People's Money," that set the tone in securities regulation for the 20th century. We can only hope that this book does the same for the 21st century.

0 of 0 people found the following review helpful.
“Many good ideas become bad ideas when pursued to excess
By Ian Mann
Author John Kay lectured in economics at Oxford from 1971 to 1978, is visiting Professor of Economics at the London School of Economics, and is a regular editorial contributor to the Financial Times.
Other People’s Money deals with the state of the financial services industry. This matter is relevant to all, because no country can be prosperous unless it has a well-functioning financial system.
As a system, Kay notes, “I will show that its profitability is overstated, that the value of its output is poorly reported in economic statistics, and that much of what it does contributes little, if anything, to the betterment of lives and the efficiency of business.”
The beginnings of industrialisation and the growth in international trade happened at the same time as the development of finance in Britain and the Netherlands. This was necessary because finance contributes to a society and the economy in many ways. It provides the necessary payment systems that trading requires, and matches lenders with borrowers. It enables individuals to manage their personal finances during their lifetimes and inter-generationally, and can help individuals and businesses manage the inevitable risks.
“Many good ideas become bad ideas when pursued to excess,” Kay explains. He goes on to show how the financial sector has grown in the last four decades through a process he describes as “financialization.”
In the past, the bank manager and stockbroker knew his clients, and knew the companies he recommended to them. Investment banks, similarly, had long-term relationships with the large companies they served. They also maintained solid relationships with institutions such as the insurance companies that aggregated the capital of small savers.
The central characteristics of the financialisation of Western economies over the past forty years has been the shift from being the agent of clients to that of trading, from relationships with people to effecting transactions.
From the 1970s until the financial crisis in 2008, the financial sector grew in every way - size, income, sophistication and complexity.
The new financial markets no longer attracted those with little academic ambition but who excelled at client relations. By 2008 most senior executives held degrees from fine universities, and excelled at solving very difficult mathematical problems that were involved in pricing derivative securities. The most successful graduates of Oxford and Cambridge, and the Ivy League Universities aspired to careers in the City or on Wall Street. “These cleverer people,” explains Kay, “managed things less well – much less well – than their less intellectually distinguished predecessors.”
What most people understand as the function of banking – lending to people and businesses, constitutes only about 3% of their total activity. The rest, in Kay’s words, “staggers the imagination”. Annually the value of the banking activities processed in Britain is £75 trillion, or about 40 times the national income.
The industry trades mostly “with itself, talks to itself and judges itself by reference to performance criteria that it has itself generated.” Most of these trades are conducted by computers silently trading with each other, and the trades are owned for less than the blink of an eye – literally. This is to be compared with the holding of equities for 7 years, 50 years ago. The industry deals in products that have been proved to be beyond the industry’s control and even understanding.
Securities are claims on an asset. Derivative securities are claims on other securities, and so, logically their value depends ultimately on the value of the underlying securities. However, the assets underlying derivative contracts are three times the value of all the physical assets in the world. As such, finance has become a “good” in itself and the resultant process is, the financialization of banking.
What is the purpose of this activity and why is it so profitable?
Most people, including politicians and the public, and of course those in finance, seem to regard it as self-evident that government and taxpayers have an obligation to ensure that the financial sector continues to operate in its existing form. In similar vein, many believe that the extraordinary remuneration of financial businesses and their senior employees, is deserved. The majority of people working in banking do not share in this success. “Our willingness to accept uncritically the proposition that finance has a unique status has done much damage,” Kay asserts.
In all the hundreds of articles about the finance industry written in recent years, very little attention has been given to the question “Why is the industry so profitable?”
The reality is that finance is an industry like railways, or retailing, or electricity supply, and should be judged by the same principles. A large part of the growth of the finance industry is not the result of the wealth it has created, but rather the wealth created elsewhere in the economy.
The industry really does not require any more regulations. It is highly regulated as it is. What it does need is structural reform that would restore it to its priority tasks - meeting the needs of the real economy.
Kay’s work is a fascinating tour of a sector far more complex than is generally presumed. His insights and clarity of thinking make this book essential reading for anyone interested, or participating in the finance sector. It ranges way beyond what is hinted at in this column.

Readability Light ---+ Serious
Insights High +---- Low
Practical High ----+Low

*Ian Mann of Gateways consults internationally on leadership and strategy and is the author of Strategy that Works. Views expressed are his own.

0 of 0 people found the following review helpful.
Financialisation remains a big hazard to us all
By Client d'Amazon
A brilliant explanation of the financial system and its danger to us all, which has not diminished since the 2008 crisis. At times a bit too technical with financial trade jargon

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